Financed A Car Between 2007 & 2024? You May Be Owed £1,658*
Dealers may have added hidden commissions to your car, motorbike, or van PCP/HP Finance between 2007 and 2024 – you may be owed compensation.
Claims can include multiple vehicles- No Win No Fee — Success fee only if we win your claim
You are not required to use a claims management company. You can pursue your PCP or HP claim for free directly with your lender or via the Financial Ombudsman Service.
* £1,658 is the average payout figure based on average 2 finance agreements per person. See the FCA motor finance redress scheme. Individual outcomes vary.
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"How to tell if you've been mis‑sold car finance — and how to claim"
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"Millions owed compensation over hidden car finance commissions"
"How to tell if you've been mis‑sold car finance — and how to claim"
"Hidden car finance commissions ruled unlawful by Court of Appeal"
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"Car finance mis-selling: how the scandal unfolded and what to do now"
"Car finance scandal explained: what it means for drivers and how to claim"
New UK Court Ruling
Still Entitles Millions Of
Motorists To Payouts
New UK Court Ruling Still Entitles
Millions Of Motorists To Payouts
In an ongoing investigation, the Financial Conduct Authority (FCA) has promised to ensure that consumers are fairly compensated.
Tell Us About Your Car Financing
Spend less than 2 minutes telling us more about your PCP or HP agreement.
Our Online Team Checks For You
All online — no phone calls required. No win, no fee: a success fee applies only if we recover compensation for you.
Get Paid What You're Owed
We'll review your agreements for signs of mis-selling. If eligible, we'll handle your claim start to finish*.
Signs You Were Misled
It's likely you weren't told about hidden commissions, interest rates, or PCP/HP deal conditions. According to UK Law, this means you're entitled to financial compensation.
You Felt Pressured Into Accepting A Finance Agreement
Final Payments Weren’t Explained Clearly
No One Mentioned Hidden Commissions
Disclaimer:
You are not required to use a claims-management company or law-firm to pursue a claim. You can make a claim for free, either through the Financial Ombudsman Service (if applicable) or via the lender direct after the regulator's scheme opens.
According to the FCA's current proposals, the average compensation under the motor-finance redress scheme is expected to be around £829 per eligible agreement (with an indicative average total of around £1,658 where consumers have two agreements), although outcomes will vary significantly and no specific payment amount is guaranteed.
Individual awards depend on the specifics of your agreement (such as whether you had a discretionary commission arrangement, undisclosed lender–dealer tie or excessive commission), the size of the loan, and when it was taken out.
This figure is based on regulator estimates and public commentary rather than a guarantee. Using a claims-management company may reduce the net amount you receive (for example by fees).
Frequently Asked Questions
A PCP claim is a request for compensation if you were mis-sold a Personal Contract Purchase (PCP) car finance agreement — usually because the lender or dealer failed to disclose hidden commissions or explain the deal fairly.